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Specialty Insurance

Aviation

Riddle Insurance has a special expertise in aircraft in that two of its principals are licensed pilots and the agency operates a small twin engine aircraft. A broad field of protection covering both domestic and international operations of aircraft owned and leased, involving hulls, liability, passenger liability and airport and hanger keepers’ liability.

 

Marina

Riddle Insurance strives to make sure that marina owners have the proper coverage to best fit their needs. Coverages include marina operators legal liability, floating and onshore property, hull and liability coverage for rental fleets which include houseboats, pontoon boats, ski boats, fishing boats and wave runners.

 

Mining

Riddle Insurance has been writing insurance coverage for the coal mining industry in Madisonville, Hopkins County, and its surrounding areas all over the state of Kentucky (KY) for over 70 years. Some of the coverages provided are workers compensation, general liability, mining equipment coverage, fleet auto and bonds.

 

Watercraft

At Riddle Insurance we are able to provide insurance for many kinds of boats such as personal watercraft insurance, jet boat insurance, sailboat insurance, and fishing boat insurance. Insurance options range from physical damage and bodily injury liability, uninsured boater insurance, medical payments to personnel effects, boat equipment, and more.

 

Bonds

Riddle Insurance has years of experience in writing bonds. There are two common type of bonds which are surety bond and fidelity bond. A surety bond is a written agreement wherein the surety company obligates itself to a second party (the obligee) to answer for the default of a third party (the principal) in failing to perform specified acts within a stated time. A fidelity bond is an insurance policy which reimburses an employer for losses resulting from dishonest acts of employee.

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